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Choosing between a fixed or variable-rate mortgage Fixed Or Variable-rate mortgage? High Stakes For Homeowners Choosing between a fixed or variable-rate mortgage has become a high-stakes decision. While variable-rate mortgages lost favor due to Bank of Canada interest rate hikes, fixed-rate mortgages have also risen from pandemic lows. Some borrowers still opt for variable...

With changes in the Ottawa real estate market, many buyers, especially first-time buyers, have had a harder time trying to get into the market place. However, with recent supply increases and settling of the market, now is a good time to review several buying strategies,...

Staying in Touch - November 2023 - Learn more about: the Ottawa real estate market, events, mortgage information on fixed or variable rates, Articles: “Finishing Your Basement to Add Value“, “Role of a Real Estate Lawyer When Buying a Home”, “It’s not always about Price,...

Is My Mortgage Portable? Planning to move and wondering if your mortgage is able to move with you?  Fixed-rate products usually have a portability option. Lenders often use a “blended” system where your current mortgage rate stays the same on the mortgage amount ported over to the new...

Staying in Touch - October 2023 - Learn more about: the Ottawa real estate market, events, mortgage information on mortgage portability, Articles: “Maximize Your Garage Space this Fall“, “Selling Your home in the Fall” and “Determining the Market Value of Your Home” & more!...